Overseas student health insurance — what every exchange student should have
Are you one of the many college or university students who plan to travel and study abroad in the future? If so, you need to consider purchasing overseas student health insurance. Overseas student health insurance can be affordable and cheap, especially when compared to medical costs you would have to pay for out of your own pocket if you were to get sick or injured while studying in another country. Students who plan to study abroad can usually purchase overseas health insurance from an insurance company that specializes in travel insurance. Overseas student health insurance can be purchased to last anywhere from one week to one year. you can also purchase long-term overseas student health insurance if you plan to study in another country for more than one year.
- When you are looking for affordable overseas student health insurance, be prepared to provide specific information. Questions will vary among the different insurance companies, but all of the insurance companies will want to know:
- The country or countries in which you plan to study
- The date you plan to depart and the date you plan to return
- Your age
Just as when you purchase any other insurance policy, always check the ratings of the insurance companies you are considering. You can find this information from your state’s department of insurance.