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Should I Buy This? A Guide for Budgeting in College

Should I Buy This? A Guide for Budgeting in College

College is an exciting time for many reasons. In addition to learning the skills you will need to land an amazing career after graduation, it is also a chance to gain some independence away from home and set up your own little life. The trap that many graduates fall into is that they get some extra money from side gigs or student loans and spend it too fast or waste it on the wrong things. If you go down the wrong path for too long, then you could find yourself in financial ruin.

The solution is to create a budget, see what is left over, and then make smart money decisions that will allow you to get what you need without landing in financial hot water. Let’s talk about how students can change how they think about money.

Create A Budget And Focus On School

The first essential step toward financial security in college is to create a budget. You need to sit down and look at every dollar you have coming in from side gigs, financial aid, and anything you get from your parents and then compare that to your monthly expenses. Factor in everything you pay every month, from tuition and room and board to your food budget, costs for extracurricular activities, and books. Consider using a personal budget worksheet to make these calculations.

Look at how much you have left and make the proper adjustments to your lifestyle and buying decisions. Remember that while you are in college, your schooling is the top priority. If you need to decide between spending one hundred dollars on a pleasure trip to Denver or on a class that can help you in the future, then go with the educational opportunity.

Also, if you need to decide between different electives, then do your research so you can spend your money on the class that will further your career. So, if you are going into business and you want to start your own company someday, then an accounting class is a good use of your money. If your future career might involve public speaking, then consider presentation design classes. These seminars can teach you how to put together facts and create attention-grabbing presentations. Public speaking is a great skill that could give you a leg up in your career.

Get Smart About School Supplies

Even if you avoid extracurricular activities and just stick to your classes, you will find that college gets more expensive by the day. That is why you must be smart about what you need to buy and also consider alternative solutions.

For instance, while many new students get excited about buying new books for all of their classes, a trip to the cash register can be a sober reminder that the average college textbook costs between $80-$150. Multiply that by six classes, and you could go through all of your money before you know it. Instead, consider the idea of buying your textbooks used, or you can ask about renting the books that you need. You can rent books on campus or use popular sites like Amazon Textbook Rental. Renting is a much more affordable option, especially if you never plan to read the book again after the class ends.

You can also save money by avoiding the purchase of electronics and costly devices instead looking at inexpensive online apps. As an example, many students may purchase the Microsoft Office Suite so they can use Word and Excel for their classes. As an alternative, you can use free apps, like Google Docs and Google Sheets, and perform the same actions for a fraction of the cost.

Also, if you find yourself scanning a lot of schoolwork into your computer, you may be attracted to the idea of buying an expensive scanner. However, you can save a fortune by using a mobile scanning app that allows you to simply take a picture of your document and add it to your electronic files without the need to carry around bulky hardware.

Handling Miscellaneous Expenses Outside Of The Classroom

Of course, handling your finances in the classroom is only half of the battle. You also have a personal and dorm life to afford. The good news is that for just about every expense, there is an alternative. For instance, decorating your dorm can be fun, but the expenses can quickly get out of hand, so find an affordable way to make this space your own by making DIY decorations and buying furniture and bling from the thrift store.

Food costs are also a big issue for many college students. If you have a busy schedule, then you may think that eating out at a fast food restaurant is all you have time for, but if you go out to eat every day, the expenses can get out of control. So, consider the idea of going to the grocery store to get all of the food that you need for the week. In addition to saving money, if you try this tactic, then you will have all the food that you need right there in your dorm, so you don’t have to leave when you get hungry.

When you do need to travel to the store or to the library for your study group, consider the costs of taking public transportation versus using Uber or Lyft. Taking the bus may not be the most luxurious way to travel, but you could be spending a fraction of the cost. In Illinois, the cost of public transportation is close to $3 versus the average Lyft ride, which costs closer to $20. The point is that there is always a more inexpensive way to do things. You just need to do your research.

As you can see, it is possible to make a smart budget that can make college much more affordable. Consider the tips here, and you’ll be able to buy everything you need and have some cash to spare.

SEE ALSO: How to Prepare For Your First Year of Living in a College Dorm

Best Paid Online Jobs for College Students

Best Paid Online Jobs for College Students

The college student’s life is one of the hustle and bustle. They’re juggling classes, homework, extracurricular activities, and maybe even a part-time job. With the high cost of tuition and the increasing price of college textbooks, any extra cash can be helpful. It makes sense why more and more college students are turning to online jobs to help make ends meet.

Perhaps the biggest benefit of online jobs for college students is the flexibility they offer. If you have a busy class schedule or need to take care of other obligations, you can often find online jobs that can be done on your own time. This means you won’t have to miss important class time or sacrifice your grades to hold down a job.

And let’s be honest, any job that allows you to work from your PJs is a win in our book. So if you’re thinking about taking the plunge into the world of online work, here are some of the best online jobs for college students and their average salaries for entry-level according to PayScale.

1. Freelance Writer

If you have a knack for writing, you can use your skills to earn some extra cash as a freelance writer. Many websites and online publications are always looking for fresh content, and as a college student, you’re in the perfect demographic.

It might take a little time to build up a portfolio, but once you do, you’ll be able to command higher rates for your services. Plus, writing can be a great way to escape from the stress of schoolwork. So if you’re seeking a fun and easy way to make some extra money, consider freelance writing.

Average Salary: $15 per hour

2. Social Media Manager

If you’re the type of person who spends hours scrolling through social media, this might be the job for you! As a social media manager, you’ll be responsible for creating and curating content and engaging with followers. In other words, you’ll get paid to do what you love!

It isn’t all fun and games, though. You’ll also need to be strategic in your approach and ensure that you’re creating content that resonates with your audience. It could be a video content idea, a blog post, or even just a simple tweet.

Average Salary: $15 per hour

3. Graphic Designer

Do you have an eye for design? If you’re creative and have a strong understanding of graphic design principles, you can make some serious dough as a freelance graphic designer.

Designers are in high demand these days, as businesses want to create a professional and stylish online presence. If you’ve got the skills, there’s no shortage of work in this career.

Average Salary: $15 per hour

4. Virtual Assistant

A virtual assistant is a sort of like an administrative assistant, but the work is done entirely online. As a virtual assistant, you might be responsible for tasks like scheduling appointments, managing emails, or even doing research.

Being a virtual assistant also requires a lot of self-discipline, as it can be tempting to spend all day watching TV or browsing the internet when you’re supposed to be working. But if you can stay focused, being a virtual assistant can be a great way to earn extra cash.

Average Salary: $15 per hour

5. Web Developer

If you’re tech-savvy and have experience with coding and web development, you can make a lot of money as a freelance web developer. There are a lot of student developers out there who are making good money coding and developing websites for companies and businesses.

Students usually have a natural affinity for computers and coding, so it’s really just a matter of turning that passion into a career. 

Average Salary: $18 per hour

6. Online Tutor

What’s your favorite subject? If you’re good at math, science, English, or any other academic subjects, you can make some extra cash by tutoring students online.

Several websites connect tutors with students who need help, so all you need is a computer and an internet connection. And since you’ll be working from home, you can set your own hours and work as much or as little as you want.

Average Salary: $15 per hour

7. Proofreader

Are you good at spotting errors? Why not put those skills to use and earn some money as a proofreader? 

As a proofreader, you would be responsible for reading through documents and correcting any errors you find. This could include anything from typos to grammatical mistakes to factual inaccuracies. Not only would you be able to flex your eagle eye, but you would also be paid for your work.

Average Salary: $16 per hour

8. Transcriptionist

Transcription might be the perfect job for you if you can type quickly and accurately. Transcriptionists are responsible for turning audio recordings into written documents. This could be anything from an interview to a podcast to a lecture.

I know that transcription might seem like a dry and tedious job. But trust me, it can be surprisingly satisfying (and even a little bit fun). And once you get the hang of it, you can transcribe audio files pretty quickly.

Average Salary: $15 per hour

9. SEO Specialist

SEO specialists are responsible for optimizing websites to rank as high as possible in search engine results. This involves keyword research, link building, and content optimization.

SEO is a very intuitive and easy-to-learn skill. All you need to get started with it are some basic knowledge of how Google works and a little time and patience.

Average Salary: $16 per hour

10. Film/Video Editor

With the rise of social media, there is a growing demand for engaging and visually appealing videos. As a video editor, you would be responsible for assembling raw footage and using video editing software to create finished products.

It’s a creative and challenging role that requires an eye for detail and a passion for story-telling. If you enjoy coming up with creative ways to tell stories, then a career in video editing could be the perfect fit for you.

Average Salary: $15 per hour

Bottom Line

Working online is a great way to earn some extra cash as a student, but it’s important to make sure that you don’t let your schoolwork suffer as a result. There are a ton of great online jobs for students. It really just depends on what you’re interested in and what kind of commitment you’re willing to make.

So if you want to make some extra cash or even start a whole new career, definitely check out the options on this list.

SEE ALSO: Leadership Skills that Help You Land a Job After College

How to Get Out of Payday Loan Debt

How to Get Out of Payday Loan Debt

Student loan reimbursement check is supposed to arrive in the next few months, but you have to pay rent for a new apartment. You had already exhausted your emergency savings when your car broke down a few months ago. You have also applied for a second job. Unfortunately, the only available jobs are during the weekend hours. But you are already working during that time. So what’s the way out?

Lyle Solomon has extensive legal experience as well as in-depth knowledge and experience in consumer finance and writing. He has been a member of the California State Bar since 2003. He graduated from the University of the Pacific’s McGeorge School of Law in Sacramento, California, in 1998, and currently works for the Oak View Law Group in California as a principal attorney.

In a state of panic, you apply for a credit card. But the credit card company rejects your application due to your low credit score. Next, you approach a bank for a personal loan. The bank is ready to give you one. But the minimum loan amount is $3000, which is way more than what you want to take on. Plus, you have a student loan already.

You simply don’t have money. But you need a little amount of money to get by. So you apply for a payday loan and pay your rent. You are relaxed for the next few days and sleep peacefully at night. But the problem starts after 14 days when you have to pay off the payday loan along with interest and fees.

You don’t have money to pay such high-interest rates. But the lenders are not ready to listen to you, and they want money. So what can you do now? Let’s discuss your available options.

How college students can get out of payday loan debt

  1. Calculate how much you owe – How many payday loans do you have, and how much do you owe? These are pertinent questions, and you need to find the answers. Go through your loan documents to find the lenders charging the highest interest rates. Make a plan to get rid of these debts first. The sooner you get out of these debts, the more money you will save in the long run.
  2. Attend a free credit counseling session – As a student, it’s tough to navigate debt problems without proper guidance. And the best place to get the right direction is a credit counseling agency.

Certified credit counselors can suggest payday loan solutions to you. Since they are well aware of the state payday loan laws, they can even tell you if your lender is licensed in the state.

If the lender is not licensed in the state, you have the right to pay only the principal amount. Lenders may ask you to pay interest on the loan. But you can reject it.

  1. Consolidate your payday loans – If you want to reduce stress and interest rates, you need to know how to consolidate payday loans. A payday loan consolidation has significant benefits. It helps you merge all your cash advance loans into a single monthly payment plan at an affordable interest rate. This enables you to save money in the long run.

As a student, you have to take care of so many expenses – food, lodging, tuition fees, etc. A payday loan puts additional pressure on you.

You can reduce this pressure through payday loan consolidation. You don’t even have to worry about late fees and fines. But make sure you are consistent with your payments. Otherwise, your consolidation plan will be terminated. 

  1. Opt for Extended Payment Plan – If your lender is a member of the Community Financial Services Association of America, you can ask them to offer you an Extended Payment Plan. If you are approved, you’ll get a chance to pay off the debt in 4 equal installments. You will get four weeks to repay the loan. There are no prepayment penalties or fees. However, if you miss a payment, lenders may charge extra fees. Read the new agreement carefully to understand the terms and conditions properly.
  2. Settle your payday loans – Inform payday loan companies that you can’t pay the total amount. You are a college student. You don’t have so much money to pay such a massive amount. Negotiate for a lower payoff amount. Payday loan companies may not accept your initial settlement offer. Don’t lose hope and make a counter-settlement offer. They may forgive a portion of your debt when they understand that you really don’t have money to pay off the debt.

Note: Before you opt for any debt relief option, make sure you close your bank account. Unless you revoke ACH authorization with the lender or close your bank account, payday loan providers will continue to take money from it.

The bottom line

As a college student, it’s best to avoid payday loans even when you are in financial trouble. Payday loans don’t solve your problems. Instead, they would aggravate your problems.

If you need money, take out a personal loan from a friend or family member. You can also work as a freelancer to boost your income without dropping your classes.

SEE ALSO: How College Students can Save Money

How College Students can Save Money

How College Students can Save Money

Every penny matters when you are in college. Even if you have a part-time job, you’ll still likely find it difficult to make ends meet while in college. Instead of living like an ascetic, shift your focus to strategies that will help you maximize your savings.

Take Advantage of Free Offers

Check out campus bulletin boards, Facebook and other social media accounts related to your college or university and you are sure to find plenty of free offerings. From free food and drinks at social events to no-cost entertainment on campus and beyond, there are plenty of freebies available to college students. Restaurants, bars and other businesses near campus are also likely to provide students with specials and discounts that make it easy to have fun without zapping your savings.

Borrow Money From the Right People 

A short-term loan that helps you enjoy a decent quality of life in college is beneficial in that it bridges the gap between paychecks yet it can also backfire. Instead of taking out a loan from a payday loan provider, seek out a loan from a family member, a trusted friend or another institution unlikely to take legal action against you.

If you take out a payday loan and can’t repay the debt, it is in your interest to consider the merits of a payday loan debt settlement. Such a settlement reduces the debt you accrued through a payday loan by negotiating with the lender. A lower payoff amount is agreed to and paid, ultimately liberating you from the debt.

Rent or Borrow Items Instead of Buying Them

College students should borrow or rent items rather than spending large sums of money to buy them. There is no sense buying movies, video games and other expensive items when they are available for short-term rentals or even no-cost borrowing. Visit the local library, take out books, movies and music at no cost, return them on time and you won’t pay a penny.

Don’t buy Textbooks

College textbooks are egregiously expensive. It doesn’t make sense to pay an exorbitant sum of money for those books when you can access them online for free. Opt for e-books or used books and you’ll save a bundle of money.

Frequent the Dollar Store and Garage Sales

Shop at the local thrift stores, keep an eye out for yard sales and always buy second hand items. Avoid paying a premium for prescription drugs, textbooks, clothes and other items and you’ll save hundreds or even thousands of dollars each year. As an example, generic medicine that is over-the-counter is oftentimes half the price of regular medicine.

So don’t fall into the trap of shopping at high-end stores or even grocery stores that charge a premium for items that you can find at bargain basement stores. Make an effort to go out of your way to snag the best deals with the lowest prices at thrift stores and you’ll save plenty of money.

Establish a Budget and Stick to It

Fail to set a budget and you’ll end up taking on debt including a payday loan. Though a payday loan debt settlement is available to get you out of the debt trap, it is better not to get into that financial hole in the first place. Create a budget, stick to the budget’s parameters and you’ll have some money left over at the end of each month for saving or investing.

Buy Used Furniture

You’ll save a ton of money buying used furniture as opposed to new furniture. If you haven’t bought furniture in the past, you should know a living room chair has the potential to cost $1,000. Some couches and loveseats cost several thousand dollars.

Opt for secondhand furniture and you’ll spend 25% or even less of the cost of new furniture. You can find used furniture on social media such as Facebook’s Marketplace and websites like Craigslist. Used furniture is also available at Goodwill stores and other second hand stores.

Buy in Bulk

When was the last time you bought economy-sized groceries? If you are like most college students, you rarely, if ever, buy items in bulk as you probably don’t have a family. Opt to buy large quantities of items sold in economy-size packaging and you’ll spend significantly less than you would have if you bought smaller portions. Keep in mind, you can always store the excess in a fridge, freezer or storage space for use in the semesters ahead.

Don’t pay for a Car

The average college student desperately wants a car as it provides an opportunity to experience life to the fullest off campus. However, cars are expensive as they require a monthly loan payment, auto insurance, repairs, maintenance and more. Add in the cost of gas and it is difficult to justify spending your limited discretionary income on an automobile. 

Instead, opt for a rideshare service such as Lyft or Uber. Keep in mind, you can always walk, ride a bike or take public transportation for free or a fraction of what it would cost to take a cab or drive your own vehicle.

Author Bio: 

Catherine Burke is a financial writer for online payday loan consolidation. She provides information on successful cash loans and payday loan consolidation to help people get over a difficult patch. She lives in Kansas and has earned a frame in the matter of payday loans.

SEE ALSO: The Importance of Saying Yes

 

Lifetime Income Effected Lack of Mental Health Treatment

Lifetime Income Effected by Lack of Mental Health Treatment

Yale University Professor, Barbaea Biasi alongside colleagues Michael Dalh of Aalborg University and Petra Moser of New York University have released a paper emphasising the the effects the lack of important treatment can have on careers. She states how mental health conditions do not receive the type of urgency as physical conditions by policymakers and doctors and therefore wanted to research the consequences.

“We thought it was really important to quantify systematically what the penalties are, even just in terms of people’s careers and productivity, to hopefully inform the debate about access to treatment,” Biasi said.

To view the full story, click here to visit the Yale University new website.

SEE ALSO: Study: Childhood Adversity Linked to Early Mortality 

 

Financing Your Education

With the cost of college education within the United States rising each year, many students have found it a struggle to manage to fund their academic studies. However, there are various ways in which students can get the money they need to finance their studies. We look at the source’s you can delve into as a means of financing your education.

Scholarships

There are a number of different scholarship opportunities online that provide aid for international students. Two examples include International Education Financial Aid (IEFA) and International Scholarships. The IEFA can provide financial aid and college scholarships to international students planning to study abroad in the U.S. and across the world. Similarly, International Scholarships issue a number of scholarships, grants and loan programs to assist college students financially during their time studying abroad. There are thousands of scholarships that are given out, but it is important to take your time regarding your application, making sure that it has the best chance possible for obtaining a scholarship.

There are also colleges across the U.S that provide sports-related scholarships to those who are exceptionally talented at a certain sport. Whether that would be American Football or track & field, if you believe that you have the talent, if would do you no harm to explore that avenue as well.

Because these scholarships to not have to be repaid, this would make a big difference to your student budget and be an extremely useful way in financing your education.

Home Country

In certain cases, your home country could provide financial aid to those studying abroad. The government or organizations could be willing to help financing your education. One nation which has showed willingness is Saudi Arabia. The middle eastern country previously launched a program that delivered full scholarships to approximately 10,000 Saudi students wishing to study in the United States. Therefore, before you journey to the U.S., make sure that you have done enough research regarding any possible scholarship or other funding schemes for students studying abroad.

Global Organizations

There are a number of organizations worldwide that provide aid to students across the world. These organizations include:

Most of organizations listed oblige you to be in your nation when to apply for one of their schemes so it is important to plan ahead as the schemes are extremely competitive.

U.S. Universities

There is a wealth of colleges in the United States that offer financial aid packages to international students to help them finance their education. Most colleges have either need-based or merit-based financial aid packages, and this can come in various forms.

To see which colleges, offer these types of packages, visit the International Student website. It is worth noting however, there is much less money available for undergraduate study compared to graduate study in the U.S. As well as providing financial aid, institutions can also reduce tuition costs for students. Public institutions rarely provide you with this option, but it is more commonly offered by private institutions. Therefore, it will do you no harm in checking if the institution you are keen on would be willing to finance your education.

Family

Family is the biggest source of income for international students. A study by the Institute of International Education has illustrated that almost 65% of international students in the United States were funded by their relatives. It can be competitive when it comes to international student funding so consulting your family is more of a safer option to explore. However, always make sure you ask politely!

International Student Loans

Despite international students not being eligible for U.S. government backed loans, they are eligible for private international student loans to study in the country. However, there are specific requirements you will be to meet such as attending a school which is approved. As long as this is the case, there will be a number of lenders willing to work with you to help finance your education. If you have decided to apply for a loan, you need to make sure that you keep in mind the amount of debt you will be taking on. Only borrow the amount you need that will cover tuition fees and living costs. The application process is relatively easy. It can be done online with approval only taking a few days. You do not need to apply for a student loan before the start of the academic year making it a viable option for financial aid.

Employment

Employment is a practical way of earning quick and relatively easy money however, it is only a valid option depending on your immigration status. Those with F-1 and J-1 visas do have the option to look for part-time employment to help boost their financial situation. There are a number of roles available that you could find useful and enjoyable alongside your studies. Jobs such as working at the local coffee shop or grocery store could be available and if so, it may be worth it in the long run. There will also most likely be job opportunities on campus which you could get stuck in with. However, do not expect these types of part-time roles to fully fund your studies. Think of the money you will be receiving as a small but useful addition to your bank account.

Money is certainly one of the most important things in life, especially for students. That is you need to make sure you have planned what you need to do and who to ask when financing your education. You do not want to be stressing about money when you should be reading for your studies!

SEE ALSO: What are the Ivy League Schools?

Is Your State Splurge-y Or Stingy?

Is Your State Splurge-y Or Stingy?

What Do Your Spending Habits Say About You?

The things people spend money on can reveal their personality traits — as found in research undertaken at University College London. The study was based on over two million electronic spending transactions undertaken online or via credit or debit cards. The participants completed surveys that measured aspects such as neuroticism, conscientiousness, introversion/extraversion, and interest in experiencing new things. The researchers found that there was a clear connection between what people spent their money on and the personality traits they possessed.

Shopping Choices and Personality

The researchers found that spending on specific categories was linked to specific personality traits. For instance, people who save more are usually conscientious; people who are open-minded enjoy spending on travel, expenditure on dining out and drinking often is correlated to extraversion, and those who give less to charity (and spend more on jewelry and other luxuries) are often more materialistic. Moreover, people who have greater self-control tend to spend less on charges and those who are more neurotic spend less on mortgage payments.

Spending Can Vary from State to State

Although the study showed that there is an observable link between spending and personality, companies seeking to capitalize from these findings should also take other factors into account — including the fact that expenditure on some items can vary depending on the geographical area. For instance, research has shown that spending on wedding jewelry varies statewide, with states like Vermont, Washington, D.C., and Nevada having the highest expenditure, and Wyoming, Alaska, and Nebraska having the lowest. Spending can also be affected by trends, since the penchant for specific materials, styles, and stones can significantly affect the price of jewelry. Age is another relevant factor, with research by Engaging Data showing that people under 25 tend to spend a higher percentage of their income on everything from housing to fashion and jewelry, than those who are older.

Materialism, Depression, and Impulse Buying

Whether or not you shop in a planned or last-minute fashion can also tell plenty about you as a person. Studies have shown, for instance, that materialism is closely related to depression and impulse buying. People who work to improve their confidence, on the other hand, can curb both depression and impulse buying, thus improving their financial stability. Those who find that they shop impulsively without needing or using many of the items they buy can consider professional therapy as a way to curb their urges to shop. As found by Dittmar and colleagues, individuals who buy material items sometimes do so to make up for self-perceived ‘deficiencies’. Brands often capitalize on marketing campaigns that suggest that buying a specific product will raise someone’s status or re-establish a positive sense of self.

Research has shown that although there are always exceptions, what you spend your money on reveals your personality traits. The latter include materialism, extraversion, and openness. It also shows that impulse buying and depression and related — which suggests that people who cannot control their spending should seek professional aid to find positive ways to build their confidence without the need to buy material things.

SEE ALSO: Back To School Fashion

Sell Textbooks

Textbooks Begone: How to Put Cash Back in Your Pockets and Ease the Pain of Outrageous Book Prices

There are few things more frustrating than staring at a stack of expensive books that cost you hundreds of dollars and will probably never be opened again. But at the end of each semester, millions upon millions of college students across the country do just that.

The average college student spends over $1,200 a year on books and materials[1]. That’s an enormous amount of money, and with sky-high tuition fees, rent, and bills, very few college students can afford to blow that kind of cash on books that effectively become paperweights once the semester ends.

On-campus used bookstores might take your textbooks off your hands—if you’ve got the specific ones they’re looking for and they’re in perfect condition—but they’re going to offer you pennies on the dollar or, worse, put your book on consignment, forcing you to wait for payment until they sell (which may never happen).

Traditionally, there hasn’t been a good option for students looking to recoup their outrageous book costs. But now there is: TextbookCashback.com.

The easiest way to sell unwanted books

TextbookCashback.com is an online book buyback company that stands out because of how easy it is to get rid of your old books at a price that makes it worth your while. The site is incredibly easy to use, shipping is a breeze, and payment is extremely prompt.

All you have to do is type in the ISBN of the book you’re looking to sell, and the site will instantly provide you with the price they’re currently paying for that book. The site pays more for most books than the major competitors, and if you’re happy with the price, you simply print out the free USPS shipping label provided and drop your book in the mail. As soon as it arrives and is accepted, TextbookCashback.com will cut you a cheque or pay you instantly via PayPal.

The process is quick and painless, making it an ideal solution for students with stacks of unwanted books that could be money in the bank instead.

Wear and Tear? No Problem!

Used bookstores and other buyback services are extremely picky with what they’ll accept, often to the point of being unreasonable. It’s crazy to think a student hoping to resell their textbook at the end of the semester can’t jot a note on a page or highlight a passage, but that seems to be what a lot of companies expect.

At TextbookCashback.com things like minimal highlighting or writing, slight cover damage, and normal wear and tear are no problem. If your book is a valid US student edition, and on their current buy list, you’re good to go. Not all books are eligible for buyback at all times, but the list is constantly changing and updating, so even if they aren’t buying the book you’re trying to sell today, they might be soon.

Get Paid Quickly with Near-Zero Effort

Selling books on your own is a pain in the butt. Putting up a listing, negotiating a price, and arranging a pickup or delivery all take time and effort—assuming you can find a buyer at all. TextbookCashback.com removes all of that headache so that you can turn your books into cash as quickly as possible.

Once your books arrive, acceptance and payment are extremely fast. If you choose to be paid by check, your payment will hit the mail the next day and be at your door a week or so later. If you opt for PayPal, you’ll be paid instantly upon acceptance. The only work required of you is to print out the shipping labels and dump your books in the mail.

You can also rest assured that the amount on your check will be the amount you were quoted. Some book buyback companies have a bad reputation for quoting one price and then offering a lower amount once they’ve got your books in hand. Those kinds of shady practices give the whole industry a bad name, but with TextbookCashback.com what you see on the quote page is what you get.

If you’re like most college students and you’d rather have cash in your pocket than a stack of old, unwanted textbooks, you owe it to yourself to check out TextbookCashback.com. It only takes a few minutes to look up your books and if you like what you see, you’re only a few clicks away from reclaiming some of the hard earned money that outrageous textbook prices steal away from you every semester.

Go to www.TextbookCashback.com now and see how much money you can put back into your pockets today!

[1] https://www.cbsnews.com/news/whats-behind-the-soaring-cost-of-college-textbooks/