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Your Ultimate Guide to Choosing a Swimsuit

ith endless categories being used to define women’s bodies, swimsuit shopping has become an impossible task—especially as clothing tags don’t tend to say: “buy this if you’re an inverted triangle.” This season is all about body positivity and feeling good in your own skin, so let’s leave the apples and pears in the fruit bowl and get back to soaking up the sun. Baring all in a string bikini is easier said than done, however. If you feel more confident drawing eyes away from a certain area or giving yourself a little more support, our swimsuit guide for different body types has— literally—got you covered.

Small chest

If you’re looking for a suit that flatters a smaller bust, go for an embellished or ruffled design up top to help give the illusion of a larger chest. Alternatively, there are many styles on the market that have sewn-in padding to give you a little extra boost.

Big chest

A triangle bikini may not be your friend, but cup sizes, underwire and thicker straps are. Choose a stretchy material that won’t dig in, don’t be afraid to get coverage by going up a cup size, and consider flattering your décolletage with a deep V-neck. Halter straps may place pressure on your neck, but halter-top suits that sit higher up on your chest can provide great support.

Swimsuits for broad shoulders

If you’ve got wider shoulders, you can balance them by going for suits with an asymmetrical neckline that will draw the eye up and away. Similarly, patterned bottoms with a plain top, or a solid-colored suit with paneling details, will give the illusion of an hourglass figure.

Broad hips

Solid bottoms and printed tops will draw the eye away from broader hips and balance out your body. Off-the- shoulder numbers will also serve to elongate your clavicle and give you a curvy silhouette.

Complimenting a short torso

If your waistline is closer to your chest than it is to your hips, you have a small torso. By lifting the bust line with a bikini and donning low-rise bottoms, you can serve up an elongated mid-section. Adding halter straps will also work by showing off your neck and shoulders, instead of your short torso.

The ideal swimsuit for a long torso

Long torso girls can really rock a one-piece. Bikinis with high-waisted bottoms will also work to give the impression of a shorter mid section.

Flatter your back

If love handles are getting you down, tuck them away with a one-piece or high-waisted bikini bottoms that cover the belly button (to prevent a muffin top). If your problem area is higher up, go for pieces with a high back and thick straps that—instead of digging in and creating depressions—flatter and smooth your profile.

Swimsuits for short legs

To elongate shorter legs, go for high-cut suits that sit further up on the hips, creating a V-shape. If you’re feeling brave, thong-style bottoms will work to generate an optimum limb-length.

Straight figure

If you have an athletic or narrower figure you don’t need to worry about balancing proportions. To create a curvier silhouette, you can add dimension with cutouts, shirring and bold prints.

Tummy

To hide a tummy or the liters of seawater you accidentally swallowed, sport a peplum style one-piece or a tankini for a cute cover-up. Ruching will also work to conceal a stomach and a plunging neckline will draw eyes away from your mid-section. Tummy control suits are revolutionary—offering easy curves and ample stability.

For the guys

Boys: will you be bold in briefs or opt for comfort in board shorts? These are longer than swim trunks and are perfect for adventurous-types that plan to surf or skate whilst catching rays (hence the word “board”). More options include square leg swimsuits, which are the equivalent of boxer underwear, and swim jammers, which hug the legs and are ideal for endurance pros.

Wear what you want

Swimsuit shopping, harsh dressing-room lights and friends with mile-high legs can be more-than-enough to ruin a beach day. Remember that nobody is looking at you. In fact, everyone feels this way—we’re just all built differently. Try to focus on emphasizing your favorite feature when choosing a suit, not covering up your least favorite. If you’re comfortable, protected and having fun, swimsuit season can’t get you down.

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Get Ready for Your Summer Vacation

Jetting off for summer vacation is a rite of passage for college students all over the world. Consider our favorite destinations offering the best sun, fun and sand of 2019.

Sun-kissed vacation at Daytona Beach, Florida

Daytona Beach lies in Volusia County and is an easily accessible party spot that is perfect for students on a budget. If you’re looking to spend sunny days relaxing on a 23-mile stretch of sun- kissed sand before stepping out to the hottest club scenes in Florida, head to Daytona Beach for amazing surf and headlining DJs. Explore the uniquely drivable beach by renting a motorcycle or bicycle, and maybe even plan a trip to Walt Disney World, Sea World or Universal Studios in Orlando—it isn’t far. Student friendly and one your parents may even approve of—get the sun, surf and nightlife without breaking the bank.

Non-stop pool parties’ vacation at Cancún, Mexico

One of the most-visited student destinations on the planet, Cancún is the ultimate, unforgettable experience. Situated on the northeast coast of the Yucatán Peninsula, this convenient location is easy to fly to and is known for its breath-taking tropical beaches, turquoise waters and unrivalled nightlife. If you somehow get bored of white sands, non-stop pool parties and world- class DJs, you won’t have to look far to encounter water sports, island shopping, authentic Mexican cuisine and huge whale sharks to swim with. One of the most sensational attractions in Cancún is the Museo Subacuático de Arte, an underwater museum that features more than 400 life-sized sculptures. The sun, sea, food and swarms of party-lovers are all accounted for in a summer vacation at Cancún.

Amsterdam, The Netherlands

Amsterdam is high on most students’ lists of places to visit and is one of the most multicultural places in Europe. If you’re looking to swap crowded beaches for the relaxed way of life this year, you can actually do so on a tight budget. Traveling with a group will secure you cheaper rates, and Amsterdam’s free tours, afternoon concerts and countless other cheap tourist attractions will keep you busy without emptying your wallet. From the world class Van Gogh Museum to the famous Anne Frank House, with this vacation you’ll be enjoying the city’s never-ending selection of attractions, festivals, food and nightlife.

Resort Experience at Nassau, The Bahamas

The city of Nassau can be found on New Providences Island – the 11th largest of 700 islands in The Bahamas. With low cost flights from much of the East Coast, the Island offers students sun-drenched beaches, clear blue waters, foam parties, dance clubs and casinos (think Las Vegas meets tropical paradise).  The whole island is set up like a resort, so a break from the sun can offer world class snorkelling and diving, ever water sport imaginable, an assortment of shops and restaurants, boat-renting and even an authentic pirate museum. Tracing its heritage to the shipwrecking days of Blackbeard, the locals will tell you that Nassau is where rum originated. Whether you’re relaxing in paradise or enjoying the wild nightlife, you can expect to do it with a rum punch in hand.
When traveling, make sure to:

• Check any rules or restrictions in an area before booking your vacation
• Stay close to friends, making sure everyone is accounted for • Always check the credentials of your taxi driver
• Lock valuables away
• Keep your drink with you at all times
• Never go to an ATM alone or flash your cash in public
• Never swim alone or enter the water if you’ve been drinking • Watch the weather for storms that can move in fast

How Do You Get Brighter, Whiter Teeth?

Coffee, tea, wine—when we really think about it, it’s a wonder our teeth aren’t more stained already. Even things like tomato sauce, blueberries and soy sauce can contribute to dimming your bright white smile.

Professional teeth whitening shows immediate results and lasts quite a long
time, but it also costs around $500 and isn’t usually covered by insurance. So where should someone on a budget look?

Home whitening kits

You may be able to get rid of superficial stains by yourself. Tooth-whitening products use a surface-type bleach to break the bonds between the stains on tooth enamel. Dentists use a highly concentrated amount to achieve more dramatic results, but the at-home kits, which use a smaller amount, can achieve results too.

Expect that any at-home products will require multiple applications over a week or two and have a gradual whitening effect. If you do opt for a professional whitening treatment, dentists often recommend using at-home products as a booster to keep your teeth whiter for longer.

Whitening toothpaste

Perhaps the simplest way to stay on top of your teeth whitening is to pick a whitening toothpaste to brush with every day. While whitening toothpastes don’t lead to dramatic changes in color, they usually contain a small concentration of hydrogen peroxide that will whiten your tooth enamel over time.

Ideally, you’re using a whitening toothpaste in addition to other whitening solutions, says New York cosmetic dentist Edward Alvarez. But this is a good place to start.

Electric toothbrush

Another simple trick to up your teeth game is to swap out your standard toothbrush
for an electric one. Electric toothbrushes

can remove up to 70 percent more plaque than manual brushes. They also remove more stains by vibrating or rotating more effectively.

Prevention is key

The best way to whiten teeth is to observe some preventative measures so they don’t
get too discolored in the first place. Good practices mean avoiding staining substances, the most egregious of which are red wine, coffee and tobacco residue. But other foods that contribute to stains are tea, tomato sauce and balsamic vinegar.

If the thought of avoiding any of those feels out of the question, try rising your mouth out with water after you eat. Brushing your teeth is even better. And of course, regular flossing and dental check-ups never hurt either.

Ladies, try this!

Wear a red lipstick with a blue undertone to give your teeth the illusion of being brighter than they actually are.

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Unleash Your Inner Genie Goddess

 

Boost-Your-Brain-With-Nootropics

Boost Your Brain With Nootropics

Looking for a safe alternative to Adderall without the nasty side effects? You might have heard the word nootropics before, but what exactly are they and where can I get them?

What are nootropics?

Nootropics are synthetic compounds that improve the cognitive abilities of healthy individuals. In their basic state, they’re powders, but we sell them in capsule form.

Nootropics are not medicines: medicines bring you back to health when you’re sick, whilst nootropics help you improve when you’re healthy.

Given the unique effect profile of each nootropic compound, and given the variation in people’s brain chemistry, individuals can use different nootropics for different purposes and outcomes.

What are the best nootropics for studying?

Motivation and concentration can often be fleeting and fickle, and whilst nootropics can never replace a disciplined workflow, they can give you a substantial boost towards getting your critical tasks done, and getting them done well.

For long periods of concentrated cognitive effort, such as study, revision, essays, and other time-consuming and mentally demanding tasks, longer lasting nootropics such as Adrafinil, Piracetam and Phenylpiracetam are ideal.

For short periods of intensive cognitive load under high pressure, such as exams or public speaking, nootropics can also provide a controlled peak of sustained mental performance.

Short-duration, high power nootropics such as Aniracetam and Noopept can provide exactly the edge you need. These zone-out distractions and fuel your cognitive processes, enhancing and ensuring mental performance for the most critical of tasks.

Who are we?

We believe that nootropics are a powerful tool for the future of productivity and wellbeing. We see cognitive enhancement as part of a tentative next step in the ongoing process of human improvement. It’s our goal to create a healthy culture of nootropics usage, in which cognitive health is not taboo but recognised as an essential aspect of human capability. For the first time in history, we’re able to improve our intellectual abilities at the chemical level, and we’re proud to facilitate that change.

We run Nootropics.com with three concepts front and centre: safety, reliability and quality.

Safety: Everything that leaves our warehouse has been thoroughly tested to ensure it is of the highest quality. We maintain a network of suppliers to ensure that we deliver only the best.

Reliability: We work hard to make sure our customers know they’re ordering from a reliable source, and will be getting exactly what they’re looking for time and time again. We ensure any relevant scientific citations are included on each of our product pages.

Quality: When you shop with us, we want your whole experience to be great. We pride ourselves in providing exceptional products and first-rate customer service.

Nootropics.com supplies only the highest quality, safest, and most effective nootropics. Whether you’re looking for an edge through cognitive enhancement or a wealth of information on the subject, look no further than https://nootropics.com/

Applying for a Student Loan: Where Should You Begin?

As the cost to attend college keeps rising, so does the need for students to find ways to cover that cost. Savings, grants, and scholarships are often not enough to pay for college, leaving a student loan as one of the primary options to finance the education you want. As you consider student loans, It’s important to know that not all student loans are the same. Before you decide to jump in with student loans, you should consider all of your funding options including grants, scholarships and others.

Private student loans

Private loans, like the name implies, are provided by lenders like banks and credit unions, as opposed to federal student loans, which are funded by the federal government. While there are a lot of benefits to getting a federal student loan, there is a maximum limit of how much you can borrow. You should start by utilizing federal student loans if you can, but with the rising cost of college, federal loans may not be enough. Private student loans can help fill this gap.

Give me some credit

Federal loans don’t require a credit check, which means when you apply for one, you’ll get the same rate as every other student. When applying for a private student loan, your unique financial circumstances and credit history are taken into consideration, which can affect your approval odds and the interest rate offered if you are approved.  While having to pass a credit check may seem like a disadvantage, private loans commonly give you the option of having a cosigner. With the right cosigner, it could make a big difference in the rates you’re able to receive and may make it easier for you to acquire a private loan with a good rate. After you graduate, you may have the option to refinance your loans using your improved and established credit, which could offer you the benefit of a lower rate.

Shop around!

Where should you begin? Student lending platforms like LendKey can help you find a private student loan to cover your cost of college.

What’s the difference?

The rates and terms you may be able to get can vary drastically from one lender to another. Taking the time to shop around now could save you thousands of dollars in the future.

Federal students loans always have fixed interest rates, meaning your interest rate will be the same for as long as you have the loan.  With private student loans, you often have the option of choosing between fixed and variable rates.

There’s more to consider than just the interest rates. Will there be reliable customer service?  Will the lender also be the one to service the loan? LendKey services the loans that are originated on its platform, and LendKey’s US-based loan specialists are consistently praised for their friendliness, reliability, and how quickly they are able to respond to questions.

The loan with benefits

If a private student loan fits your needs, LendKey connects community banks and credit unions to students like you. Because LendKey partners with community banks and credit unions, these institutions prosper when their customers prosper, so they want you to succeed. Lendkey also streamlines the lending experience, making it easy to keep up with your loan. You can complete the entire process online, including reviewing your loan, applying, and making payments.

LendKey can also simplify repaying your existing student loans with student loan refinancing once you have graduated. If you have multiple loans already in place, you can combine them into one brand new loan, making it more convenient to keep up with. The greatest benefit  —  one loan means one interest rate, which could save you thousands in interest over the life of the loan.

When you work with LendKey and one of their partner lenders, you have a strong team behind you, helping make your dreams come true.

LendKey was founded in 2009 immediately following the Great Recession. Through partnerships with banks and credit unions, LendKey has helped more than 92,000 borrowers and disbursed more than $2.9 billion in loans.

For more information visit http://www.lendkey.com. 

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Nootropics: Can They Make You Smarter?

Our modern lifestyles require us to retain more new information today than ever before, from rigorous exam preparation to big deadlines at work.

Dominating this fast-paced information-filled world is social media and its effect on cognitive health. Social networking platforms portray an elusive mirror of supposed perfection and happiness; however, excessive usage has cultivated multiple cognitive problems such as loneliness, depression and social anxiety.

In a study published by Psychology Today, findings demonstrated that real, direct social interaction was negatively linked to excess Twitter use in university students, with loneliness being the prime cause.

Nootropics to the rescue?

Nootropics, or “brain boosters,” work by increasing and decreasing the activity of brain chemicals. For example, GABA is a brain chemical responsible for reducing anxiety, whereas the neurotransmitter norepinephrine heightens adrenaline in humans.

Other neurotransmitters include serotonin that regulates anxiety and dopamine. A lack of dopamine can cause insomnia, fatigue, memory loss and abrupt mood swings. Moreover, chemical imbalances can be triggered by either too low or high glutamate levels, with the latter being a symptom of Alzheimer’s and the former creating cognitive problems, like ADHD in children.

Herbal Nootropics

Nootropics can come in herbal or synthetic forms. Herbal nootropics use the herb ashwagandha, which
was used historically in the holistic practice Ayurveda. The herb works to revitalize your mental performance by improving attention levels and reducing fatigue. A secondary benefit of ashwagandha is its potential to restore a mental harmony, therefore ideal for those who suffer from anxiety within social interactions. Native to South East Asia, mitragyna speciosa, which is commonly known as kratom, is another herbal nootropic. Adopted by tribal societies in South Eastern Asia to provide energy, stimulate hunger and treat wounds, Kratorm is now used as a cognitive stimulant to maximize productivity levels.

Synthetic Nootropics

Synthetic nootropics, available globally, are used to improve memory and concentration levels. Modafinil is one such example of a synthetic brain booster, available only through prescription to ensure its is the right and most effective type of treatment to meet the specific needs of a patients. Modafinil is also used to treat narcolepsy, the chronic brain disorder causing individuals to fall asleep at random.

Synthetic nootropics are also widely utilized to treat social and cognitive problems. The compound Phenibut is a derivative of GABA and was once embraced by the Soviet Union as a medicinal drug. Its properties allow
it to have a stress-reducing effect and improve the sleep quality of its users.

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Brain Food – Eating For Concentration

Provigil: “Viagra for the brain?”

The Ballers of College Softball

The funding of college athletics isn’t straightforward, and it can also get controversial—especially considering the statistic that in more than half of states, the top paid public employee is a college sports coach.

Athletics funding comes from the revenue-producing college sports (usually football and men’s basketball) and is increasingly subsidized by tuition. While the figures of Division I colleges can feel astronomical (The University of Texas football program is estimated to be worth $133 million), only one in eight of the 200-plus Division I colleges actually netted money between 2005 and 2010.

The politics of the athletics budget gets complicated when you consider the big spending of the big sports measured against the revenue they bring in, as well as all the smaller sports universities offer, such as volleyball, track and field, soccer, baseball or swimming, to name a few.

These smaller sports can feel neglected in the face of football matches that draw over 100,000 fans to their half-billion dollar stadiums (a sum more than the gross national product of some small nations). All this may explain why people tend to divide college sports into revenue-producing and non-revenue producing. And while most are imagining the traditional sports leading, the data shows that there is a new team in town, ready to play in the big (expensive) leagues: Women’s College Softball.

Softball Success

In 2016-17, NCAA softball reported $450 million in revenue, putting it fourth after football, men’s basketball and baseball— the only sports to report larger revenues. The Department of Education reports revenue on at least 30 men’s college sports, so at least 27 of them are not doing as well as softball.

Examining the data provided by the Department of Education, which dates back to 2003-04, shows that there has been an explosive growth in softball over the last 15 years. Today, the sport is worth 450 times what it was just over a decade ago. To put this growth in perspective, it’s worth looking at the growth of a few other sports. Between 2003 and 2017, college basketball revenue grew from $1.1 billion to $2 billion. Over the same period, football revenue grew by 116 percent, and men’s basketball grew by 185 percent. Even women’s basketball revenue grew during that time by 158 percent.

However, none of these impressive figures can hold a candle to college softball—which grew 217 percent. It’s growing faster than any other college sport.

Everyone’s Watching

Softball’s growth is evident not just in its ballooning revenue, but also the amount of attention, viewers and fans the sport has garnered. In 2017, it was reported that Oklahoma’s two-game sweep of Florida averaged 1.72 million TV viewers. The opening game of this series had 1.6 million viewers.

These numbers are notably higher than what ESPN was attracting for Monday Night Baseball that same year (an average of 1.1 million viewers). They are also record-setting for the Women’s College World Series (WCWS) and represent an incredible upward trend.

The television ratings tell the same story as the revenue reports. Women’s college softball can no longer be written off as just a fulfilment of Title IX, they are now a great asset in their own right.

Coaches Recognized

For so long, the coaches of Division I football and men’s basketball teams have been the ones bringing home huge salaries, while the rest of the personnel in the education system nets a modest amount.

A 2018  report found that the highest paid public employee in 39 out of 50 states was a football or basketball coach, with the highest paid earning $11.1 million as the University of Alabama football coach. (Roll Tide?) We can’t speak to the resolution of systemic income inequality or gender pay gaps, but it does feel satisfying to know that softball coaches are at least starting to get their due, given the importance of the sport these days. The highest paid softball coach earns $1 million annually at the University of Oklahoma, with softball coaches at other Division I schools also catching up.

Looking Ahead

Revenue reports, coaches’ salaries and television ratings all tell an important story about softball. The sport is growing and will continue to grow. Of course, getting paid much to play college softball is still in the future, and while graduating players can go to the National Pro Fastpitch League, the league is still quite young. This year is its 16th season, and it takes time for fans to develop emotional attachments to the teams in a sports league. But history tells us that with patience, this does happen. And clearly, softball is on the right path—or perhaps we should say pitch.

See Also: Playing College Sports: All You Need to Know

College Football 2018: Players to Watch

Let’s Talk About Sex Baby, Let’s Talk About STDs

In 2018, rates of syphilis, gonorrhea and chlamydia in the US had climbed among young adults aged 15 to 24 for the fourth consecutive year. However, according to the Guttmacher Institute, only 22 states and the District of Columbia require sex and HIV-prevention education in grade school, and only 20 of these require information on condoms and contraception to be taught. Twenty-six states require abstinence be stressed when teaching students about sex, so it’s time to shout the words ‘sexually’ ‘transmitted’ and ‘diseases’ from the rooftops. In today’s Sex Ed class, learn how to protect yourself from STDs and seek help discreetly.

What are STDs?

STDs are passed from one person to another during vaginal, anal and oral sex. They’re common, but 80 percent of people who have them do not experience any symptoms.

Some prevalent STDs include:

  • Chlamydia
  • Gonorrhea
  • Herpes
  • HPV
  • Pubic lice
  • Genital warts
  • Hepatitis B
  • HIV & AIDS
  • Syphilis

At risk

The bad news is that anyone who is sexually active can get an STD. The good news is that, in general, STDs are highly preventable. While the only guaranteed method to prevent infection is to abstain from all sexual contact, there are some sure steps that you can take to reduce your risk of contracting an STD if you’re exploring sex in college.

Outside of the act itself, educating yourself about sexual health and taking a couple of precautions before engaging in any sexual activity can help to reduce your risk of getting an STD. The following may sound obvious, but in this case, the phrase “better safe than sorry” definitely rings true. Remember: taking control of your body isn’t something to be embarrassed about.

Take these precautions:

  • Limit your number of sexual partners.
  •  Explicitly talk to potential partners about your sexual histories.
  • Get tested, along with your potential partner, before having sex.
  • Avoid having sex when under the influence of alcohol or drugs.
  • Get vaccinated against the human papillomavirus (HPV) and hepatitis B (HBV).

Practicing Safe Sex

Okay, so you’re having sex—but how can you make it “safe sex”? From male and female condoms to dental dams and gloves, the world of barrier protection is vast and in place to help protect you against STDs.

The most popular form of barrier contraception is the trusty condom, which may not be so reliable if used incorrectly. Be sure to check the expiration date and that the condom package has an air bubble (to show it hasn’t been punctured). Read the instructions on the box and ensure you know how to put the condom on correctly. Use condom-safe lubricant, make sure it doesn’t slip off, and never reuse a condom or take it off and put it back on.

You might be feeling confident that your condom game is strong but, while barriers are good at preventing the exchange of bodily fluids, they do not prevent the transmission of infection entirely. Syphilis, herpes and HPV are all STDs that can be spread through skin-to-skin contact, so take precautions and talk openly to your potential partners. If you’re unsure, seek advice from your healthcare provider.

Get tested

With most people who have an STD displaying no symptoms, it’s really important to get tested if you think you could be at risk. STDs can cause serious health problems if they’re left untreated, and having one also makes you more likely to get other STDs, like HIV. According to the American College Health Association, only 52 percent of young people actually use a condom during sex, so let’s keep it real. Ideally, you should get tested after the first time you have sex and between every partner. The best part about getting tested: once you get it over with, your mind will be at ease.

Most STDs are easy to treat and getting checked can be quick and simple. Depending on what you’re being tested for, your healthcare provider may take a blood sample, a swab or ask you to pee in a cup—easy!

It’s normal to feel embarrassed or uneasy about getting tested for STDs, but safe sex is a reality for everyone, because everyone who is sexually active is at risk of getting infected. Here are some tips on how to get checked discreetly:

  • Take advantage of college resources. Most campus health centers will be able to answer your questions about sexual health, prescribe birth control, distribute condoms and dental dams and even offer STD testing.
  • Bite the bullet. Search for a nearby healthcare center by zip code on websites like STDcheck.com and the CDC’s website—many take walk-ins.
  • Order a self-test kit. You can test for certain STDs from the comfort of your own home.
  • Rope in a friend. Offload your worries onto a close friend or make getting checked for STDs into a group outing (soooo Insta-worthy?)

See Also:

Looking Back On Your First Love

STDs: When to have the talk

The Home STD Test: 5 Massive Myths

Dating: Love in the Time of Hookup Apps

After spending four years in and out of high school relationships where the extent of dating is holding hands while walking each other to class and putting your partner’s name in your Twitter bio, you are now at a larger school with a new sea of faces and a spectrum of relationships. This is your roadmap to navigate three major categories that your new relationship is likely to fall into.

Keepin’ it casual

In his article, “Sexual Hookup Culture: A Review,” Justin R. Garcia of the Kinsey Institute at Indiana University reports that, “a combined 81 percent of undergraduate respondents engaged in some form of hookup behavior.” Hooking up is a relationship with a partner without involving feelings; it’s typically a sexual relationship. Dating apps and social media are two popular places to meet partners. Intentions can be communicated without making things uncomfortable within a friend group or a classroom. Your friends at school will have their own friends and as long as tides are calm between you, your friends and your partner, there’s no harm in casual sex. Communicate to your partner that the situation isn’t working out and you would like to put an end to things. This can get tricky if your partner is present in your everyday life; however, without commitment, there isn’t much justification for bad blood as long as you do the respectful thing and communicate with them.

Dating Apps. Image Courtesy of Shutterstock.

If you’re meeting a partner off of social media, let a friend know. Text them where you’re going, or who is coming over, along with an address and a screenshot of your partner’s social media profile. Keep your friend updated once an hour and set a time limit for them to take action if they don’t hear from you. If your partner is involved in your friend group, ensure all of your friends are alright with the relationship because it’s never worth throwing  away a friend for just casual sex.

Deciding who to start dating

In his article “A Million First Dates” published in The Atlantic, Dan Slater shares a conversation with a friend, Jacob, where Jacob explains, “Each relationship is its own little education…You learn more about what works and what doesn’t…I’m not jumping into something with the wrong person, or committing to something too early.” Commitment in college can be scary, and it’s alright to not be ready to dive into a relationship with somebody. You go on dates, you hold hands and people know that, to some extent, you two are an item.

It’s a relationship without the pressure of a label or the intimidation that can come with commitment in your late teens/early 20s. Start a conversation with a person you’re interested in that sits near you in class or by discussing common interests in a club. Stay away from people you know because it can be tricky to have a partner in this stage in your friend group, because although there isn’t commitment, there are still feelings involved. Because feelings are involved, communicate them to your partner and be honest with what you want and where your feelings are at, and do what is best for you.This stage is the gray area of relationships and to ensure you and your partner are taking the same steps where it will influence your status, communication is key. Find a term that is well-known and establish terminology when beginning this relationship that is easy to explain to a wide demographic and is also comfortable for you and your partner.

It’s Facebook official

Cara Newlon of USA Today reported that a Facebook Data Scientist study released in 2013 found that about 28 percent of married graduates attended the same college as their spouse. Even in the generation of hooking up and dating apps, romance on campus is not dead. When you’re in a relationship, there is exclusivity with you and your partner, using concrete terms like boyfriend and girlfriend. There are intentions to grow with your partner and there is permanence in your relationship.

Relationships can begin in a plethora of ways, from friends to social media to meetcutes at Jimmy John’s. If you’re interested in someone, never hesitate to make a move and keep in mind that the worst they can say is no. If you want to end things, be honest, be open, and be kind. Remember that you’re only in college and you have time to grow independently and you’ll meet people along the way. If you attend school with your partner, you’re prone to run into them. Try to avoid people who live in your building in case things have a rocky ending. These are pivotal growth years, so to maintain your independence in your relationship and remember you don’t have to share all of your interests with your partner. Also, make time for your friends throughout your relationship. It can be easy to isolate yourself from people that aren’t your partner, but try to set aside at least a night a week for your friends.

Dating Today. Image Courtesy of Shutterstock.

In this generation, dating is more complex than it once was. There are a spectrum of terms and statuses your relationship could fall on. Although this culture is experiencing constant growth, at the core of any relationship lies communication and honesty, and with those two things in your pocket, you can navigate through any relationship.

See Also:

Is This The Real Kind Of Love?

Looking back on your first love

Are You Scared About Drowning in Debt?

Receiving a college degree is a highly rewarding accomplishment that requires an extensive amount of dedication. And often, a college education awards you with a higher salary than others who lack it. Perhaps, it’s true that you do indeed have to spend money to make money, but with annual tuition expected to increase by an average of 2.4 percent at private colleges and 3.2 percent at public universities, according to StudentDebtRelief.us—the amount of money to be spent requires taking out a lot in loans. The amount of student loan debt varies between public and private universities, leaving undergraduate students from private universities owing, on average, around $7,000 more than their public school graduate counterparts.

With the total national student debt sitting at about $1.5 trillion, some of the 45 million borrowers who collectively owe that amount could be paying off their loans for the next few decades and maybe even longer. Around 2.8 million people who are age 60 and older were still paying off the 66.7 billion dollars of their generation’s debt in 2017.

Types of loans

There are different types of student loans out there for students. Before attending a university, students are encouraged to fill out the Free Application for Federal Student Aid (FAFSA), the document that allows universities to tell their applicants what type of aid they qualify for.

This aid can come in many forms. A direct subsidized loan is often the best option because the U.S. Department of Education will pay the interest while the borrower is still a student and potentially for some time after they graduate. Unsubsidized loans put the responsibility of paying interest on students, who oftentimes aren’t able to pay while they are still in school, allowing their debt to steadily increase while they complete their education.

Another option is a federal student loan, which offers fixed interest rates and favorable repayment terms such as allowing borrowers to pay less when they first start to work. Some also offer extended repayment plans, which include loan forgiveness after the borrower has made, depending on the plan, 20-25 years of payments.

Private loans, with variable and high interest rates that rarely offer repayment plans, are typically only used in the event that the borrower has exhausted their federal loan options and is still in need.

What’s the right choice to avoid less debt?

One of the growing questions surrounding this daunting idea of loan debt is: “What happens if the career I invested money into being educated for doesn’t pay well or worse, isn’t there at all?” Often, it’s less of a question of whether or not to take out loans and more of just figuring out how much is necessary. While the skills obtained from related coursework could be valuable for various other jobs, actual careers available in some fields, such as the postal service, agriculture and journalism are quickly diminishing.

For bachelor students, considering the expected salary of their future career is arguably the biggest factor in their decision of how much to take out in loans. It’s not unlikely for graduates to switch career paths or pursue other, more profitable areas of interest, strictly due to the fear of not being able to make enough money to pay those lenders back.

Graduate student loans

Graduate students have intimidating student loan debt as well. Lindsey Denton, a graduate student at Lincoln Memorial University in Harrogate, Tennessee, began pursuing her Masters of Science in Nursing in January 2019. “My program is a total of 43 hours which comes out to $33,000 for [only] tuition. I am taking out loans to pay for the whole thing [plus] extra to help me pay for living and eating,” Denton said. “Right now, I live rent free, but if not, I would be taking out [about] an extra $15,000 just to pay for rent, not eating or gas or books.”

She has no scholarships. According to 2014 statistics from msnedu.org, “The average salary of experienced MSN-educated nurses in Tennessee can be as high as $168,000.”

That number is more than twice the average salary of Registered Nurses is Eastern Tennessee, which the website has listed as $51,240. In 2015, studies showed that over the last 15 years, the average student loan balance for post baccalaureate certificate completers at public institutions had been 57 percent higher.

For doctorate students, the balance was 64 percent higher for those at public institutions and 107 percent higher for those at nonprofit private institutions.

Other options to lessen your debt

The reality of student loan debt has led many students, both undergraduate and graduate, to seek out more grants and renewable scholarships, neither of which have to be paid back and are always readily available through websites, universities directly and many local businesses. For students who have already accrued student loan debt, some schools, like the University of Central Arkansas, offer free access to use the resources provided by Solutions at ECMC. Their website describes Solutions as “a service of the non-profit organization ECMC and is dedicated to helping students manage educational loans.”

This article was originally published in the spring 2019 edition of College News.

See Also: 

College Life Hack: Earn Extra Money on the Side
College Scholarships: Get the Funding Facts
Applying For A Post-Graduate Degree